A waiver is an agreement between the sponsor of an activity and a person who wishes to participate in the activity. It says that, in the event the participant were to be harmed while participating, they will not hold the sponsor liable for that harm.

Although a waiver is mostly a legal tool, it is a useful way of advising participants that the activity is not without risk. Adult guardians can sign waivers for their underage children.

For more information about waivers, including whether you should be providing one for an activity you are planning, contact Insurance & Loss Prevention.